Program details below reflect offers supplied by Hoffner as of October 21, 2026. Availability, equipment eligibility, approval, and lender terms vary. Confirm the offer and full agreement before applying.
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| Offer | Key terms | Availability |
|---|---|---|
| Promotional equal payments | 0% APR for 60 equal monthly payments | Offer ends November 20, 2026 |
| Qualifying ICP equipment | 0% APR for 36 equal monthly payments | Qualifying ICP equipment; offer ends December 31, 2026 |
| Fixed-rate installment plan | 9.99% APR for 120 months; $7,500 minimum financed | Subject to lender approval and terms |
| 12-month deferred-interest plan (1545) | No interest if promotional balance is paid in full within 12 months; required payments still apply | Offer ends December 31, 2026 |
GreenSky plans: 0% APR for 24 months, 10.99% APR for 180 months, or 12.99% APR for 120 months. A separate 12-month no-payment/no-interest promotion may be followed by 84 payments at 17.99% APR; deferred interest may apply if the promotional balance is not paid under the agreement.
FTL plans: 16.99% APR for 60 or 84 months, or 15.99% APR for 120 months. A separate six-month same-as-cash offer may be followed by 60 months at 17.99% APR; read the agreement for deferred-interest conditions.
Breeze and Microf: Lease-to-own options may be available. Payment, term, and total ownership cost are quoted for the specific application; total cost can exceed the cash price.
Important: Rates, payments, fees, offer dates, approval criteria, and equipment or purchase eligibility are set by the lender and may change. Not every program applies to every project. Review the lender’s disclosures, payment schedule, and agreement before accepting. Deferred-interest promotions may result in interest from the purchase date if the promotional balance is not paid in full by the deadline. Any examples shown by a lender are estimates, not guaranteed terms.
Are all financing options available to every customer?
No. Each lender sets approval, credit eligibility, equipment, purchase-amount, and other program requirements. Ask which current offers may apply, then review the lender’s application disclosures and agreement.
How does a deferred-interest promotion work?
Deferred-interest offers require the promotional balance to be paid in full by the stated deadline to avoid deferred interest. Required payments still apply. If the balance is not paid in full, interest may be charged from the purchase date under the lender agreement. Any repayment plan after the promotion is the plan stated in the offer documents.
Will my monthly payment match an example?
Not necessarily. Payment amounts depend on the financed amount, selected plan, application, approval, and lender calculations. Use the lender’s final payment schedule and disclosures for your decision.
How do Breeze and Microf lease-to-own options compare?
They use separate lease-to-own agreements. The payment, term, ownership costs, and purchase options depend on the application, and total cost may be higher than paying the cash price. Review the full agreement before choosing.
Offers and terms can change or end. The offer dates shown above are the dates supplied for these programs; confirm current availability before applying.
Start with the written project price, then compare each lender’s APR, payment, term, fees, and promotional conditions. Financing is optional, and the lender sets approval and final terms.
For a typical furnace replacement, current out-the-door ranges are about $4,700–$6,500 for an 80% AFUE furnace or $5,100–$7,200 for a 96%+ single-stage furnace. Both include removal and disposal, tax, and a basic duct tie-in. Equipment sizing and additional modifications can affect the final estimate. See the full furnace replacement scope and pricing.
For other heating and cooling projects, request a project-specific estimate. Compare the full repayment schedule and total cost, not only the monthly payment shown in an example. You are not required to use financing.
Request an HVAC estimate or read our Pittsburgh HVAC buying guide before comparing equipment options.
Looking for HVAC financing in Pittsburgh? Hoffner Heating & Air can help you review current financing offers for qualifying heating and cooling projects. Programs include Wells Fargo and Optimus-administered options, with different APRs, terms, promotional dates, and equipment requirements.
Approval and final terms come from the lender. Compare the current offers and disclosures below, then confirm which options apply to your equipment and project before applying.
Financing terms vary by program and application. The current options include equal-payment promotional plans, fixed-rate installment plans, deferred-interest promotions, and lease-to-own choices. We do not promise approval, a specific payment, or a credit-check outcome. Read each lender’s disclosures and agreement before you decide.
Each lender sets application requirements. Review the lender’s disclosures before submitting.
APR, payment, term, equipment eligibility, and approval depend on the selected lender program and application.
Compare payment schedule, promotional dates, fees, and deferred-interest conditions before choosing an offer.
Ask for the current application link or QR code for the program you want to review.
Compare APR, payment amount, term, fees, equipment eligibility, and any promotional or deferred-interest conditions.
The lender reviews your application and provides its decision and agreement. Review the final terms before accepting.
Financing applies to install jobs across our footprint, including new systems for Monroeville homeowners.
Straight-talk guides from our team on costs, timing, and what to do when something goes wrong. Pulled from our blog.
